World Business Stars Magazine
Effective Date: July 23, 2025

1. Introduction
These Terms & Conditions ("Terms") govern your access to and use of the website https://wbsmag.com and associated services offered by World Business Stars Magazine, a UK-based financial and business publication. By accessing our website or using our services, you agree to be bound by these Terms and our Privacy Policy.

2. Eligibility
By using this website, you represent that you are at least 18 years old or are accessing the site under the supervision of a legal guardian. This site is not intended for children under 16.

3. Use of the Website
You agree to use the website only for lawful purposes and in accordance with all applicable laws and regulations. You must not:
- Use the site in a way that violates intellectual property rights
- Attempt to gain unauthorized access to any part of the site or its servers
- Distribute harmful content (e.g., malware, phishing scams)
- Interfere with the site’s functionality or users’ enjoyment

4. Intellectual Property
All content on this site—including text, images, logos, graphics, videos, and articles—is the property of World Business Stars Magazine or its content providers and is protected under applicable copyright and trademark laws. You may not reproduce, distribute, or create derivative works without written permission.

5. User-Generated Content
If you submit any material (e.g., comments, articles, opinions) to us:
- You grant us a non-exclusive, royalty-free, perpetual, worldwide license to use, reproduce, and distribute that content
- You warrant that you own or have the right to use the content
- You agree that the content will not violate any third-party rights or be unlawful

6. Subscription and Billing
If you subscribe to our digital or print magazine:
- You agree to provide accurate billing and contact details
- You authorize recurring charges where applicable
- You may cancel subscriptions at any time via your account or by contacting us
Refund policies are governed by individual subscription agreements or promotional terms.

7. Third-Party Links
Our site may contain links to third-party websites. We are not responsible for their content, accuracy, or privacy practices. Use of third-party sites is at your own risk.

8. Disclaimer of Warranties
This website is provided on an "as is" and "as available" basis. We make no representations or warranties regarding:
- The accuracy, completeness, or reliability of content
- The availability or uptime of the site
- That the site will be free of errors, viruses, or other harmful components

9. Limitation of Liability
To the fullest extent permitted by law, World Business Stars Magazine and its affiliates will not be liable for any indirect, incidental, or consequential damages arising from:
- Your use of or inability to access the website
- Errors or omissions in content
- Unauthorized access or breaches

10. Indemnification
You agree to defend, indemnify, and hold harmless World Business Stars Magazine from any claims, damages, liabilities, and expenses arising out of your use of the site, your violation of these Terms, or your infringement of any rights.

11. Termination
We may suspend or terminate your access to our services at any time, with or without notice, for conduct that we believe violates these Terms or is harmful to other users or our interests.

12. Governing Law
These Terms are governed by and construed in accordance with the laws of the United Kingdom and the United States, without regard to conflicts of law principles. You agree to submit to the exclusive jurisdiction of courts located in the UK or New York, USA.

13. GDPR Compliance (EU Users)
If you are located in the European Economic Area (EEA), we process your personal data in accordance with the General Data Protection Regulation (EU) 2016/679 (“GDPR”). You have the right to:
- Access your personal data
- Rectify inaccurate data
- Request deletion of your data (“Right to be Forgotten”)
- Restrict or object to processing
- Data portability
For more details, please see our Privacy Policy.
You may contact our Data Protection Officer at support@wbsmag.com for any data requests.

14. CCPA Compliance (California Residents)
If you are a California resident, you have rights under the California Consumer Privacy Act (CCPA):
- Know what personal data we collect, use, disclose, or sell
- Request deletion of your personal data
- Opt out of the sale of personal data
- Non-discrimination for exercising CCPA rights
You can submit requests by contacting us at support@wbsmag.com. Please indicate that your request is related to your CCPA rights.

15. Changes to Terms
We may update these Terms from time to time. Continued use of our services after such updates signifies your acceptance. It is your responsibility to review these Terms periodically.

16. Contact Us
If you have questions about this Privacy Policy or wish to exercise your data rights, please contact:
Registered Office:
World Business Stars Magazine Limited
71-75 Shelton Street, Covent Garden, London, United Kingdom - WC2H 9JQ. 📧 Email: info@wbsmag.com 🌐 Website: www.wbsmag.com 📞 Phone: ‪+44 74 4696 4066‬
Registered & Operational Office – India
World Business Stars Magazine
27th Main , 13th Cross , HSR Layout, Sector 1, Bengaluru, Karnataka, India.
For Nomination media inquiries and categories please contact Richard W at award@wbs.com